Payment Gateways List: A Comprehensive Guide for Merchants and Businesses

As the world becomes increasingly digitized, more and more businesses are moving towards online payments. With the growing number of payment gateways available in the market, it can be difficult to choose the right one for your business. In this article, we will provide a comprehensive list of payment gateways, their features, and their fees, to help you make an informed decision.

What is a Payment Gateway?

Before we dive into the list of payment gateways, let’s first define what a payment gateway is. A payment gateway is a service that authorizes payments for e-commerce websites and other online businesses. It acts as a middleman between the merchant and the customer, processing the payment information securely and transmitting it to the acquiring bank for processing.

List of Payment Gateways

PayPal PayPal is one of the most widely used payment gateways in the world. It is easy to use, offers buyer and seller protection, and is accepted in over 200 countries. PayPal offers both personal and business accounts, with fees ranging from 2.9% + $0.30 per transaction to 3.5% + fixed fee, depending on the country.
Stripe Stripe is a popular payment gateway that offers a suite of developer tools for businesses. It is known for its ease of use, security, and flexibility. Stripe charges a flat rate of 2.9% + $0.30 per transaction, with no monthly fees or setup costs.

Authorize.net Authorize.net is a payment gateway that offers a wide range of features, including fraud detection, recurring payments, and a virtual terminal. It charges a setup fee of $49 and a monthly fee of $25, with transaction fees ranging from 2.9% + $0.30 to 2.2% + $0.30 per transaction, depending on the plan.
Square Square is a payment gateway that offers a variety of features, including in-person and online payments, invoicing, and analytics. It charges a flat rate of 2.9% + $0.30 per transaction for online payments, with no monthly fees or setup costs.
2Checkout 2Checkout is a payment gateway that offers a wide range of features, including global payments, fraud detection, and recurring billing. It charges a transaction fee of 3.5% + $0.35 per transaction, with no setup or monthly fees.
Braintree Braintree is a payment gateway that is owned by PayPal. It offers a suite of developer tools, including customizable checkout options and fraud detection. Braintree charges a flat rate of 2.9% + $0.30 per transaction, with no monthly fees or setup costs.

Worldpay Worldpay is a payment gateway that offers a range of features, including global payments, fraud detection, and recurring billing. It charges a setup fee of $299 and a monthly fee of $25, with transaction fees ranging from 2.9% + $0.30 to 2.2% + $0.30 per transaction, depending on the plan.
BlueSnap BlueSnap is a payment gateway that offers a suite of features, including global payments, fraud detection, and customizable checkout options. It charges a transaction fee of 2.9% + $0.30 per transaction, with no setup or monthly fees.
Payoneer Payoneer is a payment gateway that offers a range of features, including global payments, invoicing, and a virtual account. It charges a transaction fee of 3% to 5% per transaction, depending on the country, with
List of Payment Gateways (cont.)
Adyen Adyen is a payment gateway that specializes in global payments, offering over 250 payment methods in over 150 currencies. It also offers fraud detection and customizable checkout options. Adyen charges a transaction fee of 3.95% + €0.25 per transaction, with no setup or monthly fees.
PayU PayU is a payment gateway that offers a variety of payment options, including credit and debit cards, digital wallets, and bank transfers. Buy verified stripe account It also offers fraud detection and recurring payments. PayU charges a transaction fee of 2.99% + ₹3 per transaction, with no setup or monthly fees.
Skrill Skrill is a payment gateway that offers a range of features, including global payments, digital wallets, and prepaid cards. It charges a transaction fee of 2.9% + €0.25 per transaction, with no setup or monthly fees.

WePay WePay is a payment gateway that specializes in payment processing for platforms and marketplaces. It offers features such as custom onboarding and risk management. WePay charges a transaction fee of 2.9% + $0.30 per transaction, with no setup or monthly fees.

Payline Payline is a payment gateway that offers a variety of features, including global payments, recurring billing, and a virtual terminal. It charges a monthly fee of $20 and a transaction fee of 2.75% + $0.20 per transaction.

BluePay BluePay is a payment gateway that offers a range of features, including global payments, recurring billing, and a virtual terminal. It charges a setup fee of $0 and a transaction fee of 2.6% + $0.10 per transaction.

Factors to Consider When Choosing a Payment Gateway
When choosing a payment gateway, there are several factors to consider, including:

Security: Make sure the payment gateway is PCI compliant and uses encryption to protect sensitive data.
Fees: Look for a payment gateway with transparent and reasonable fees that fit within your budget.
Features: Consider the features you need, such as fraud detection, recurring payments, and a virtual terminal.
Integration: Make sure the payment gateway integrates with your e-commerce platform or website.
Customer Support: Look for a payment gateway with reliable and accessible customer support.

Conclusion

Choosing the right payment gateway is an important decision for any business. With this comprehensive list of payment gateways, their features, and their fees, you can make an informed decision and find the best payment gateway for your business. Keep in mind the factors to consider when choosing a payment gateway, such as security, fees, features, integration, and customer support. With the right payment gateway, you can offer your customers a convenient and secure way to make payments, while also streamlining your business operations.

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